Kim D'Elia - EXIT Real Estate Executives

Posted by Kim D’Elia on 7/17/2020

5 Seconset St, Worcester, MA 01602

West Side



Full/Half Baths
City living with a country feel!! Want to live close to the heart of a major city without all the noise and hustle? Then look no further!! This charming colonial is nestled on the outskirts of Worcesters desirable West Side. The main living level boasts a large bright kitchen, an open living room/dining room combination with nice built in cabinet. Off the dining area is a half bath complete with washer and dryer hook ups, who doesn't LOVE first floor laundry?? On the front of the house is a good size sun soaked bonus room that would make a perfect office space or play room! On the second level you are greeted by full bath with tub and shower combination. The master bedroom is abundant in size with its own PRIVATE bathroom. You will love this recently updated bathroom and OVERSIZED shower. There is a small patio in the backyard making it the perfect spot for a summer socially distant BBQ!!! Come fall in love with your new home!!
Open House
No scheduled Open Houses

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Categories: New Homes  

Posted by Kim D’Elia on 7/16/2020

This Single-Family in Charlton, MA recently sold for $315,000. This Multi-Level,Log,Other style home was sold by Kim D’Elia - EXIT Real Estate Executives .

69 Stevens Park Rd, Charlton, MA 01507


Sale Price

Full/Half Baths
If there is ever a house that makes you feel instantly at home, it means you found the right one. When you walk in and feel hugged by the warmth and coziness, wrapped in a positive and happy energy, it means you found the right one. When you wake up and have a cup of coffee on the porch or a balcony, while watching the nature wake up, as you wake up with every sip, it is the kind of experience people write poems about. When you come home and watch a picturesque sunset over a beautiful lake every night, consider yourself very lucky. The kind of experience you will get living here is captured in paintings of great artists. Get your inner artist out and bring your paint brushes because you are in for a treat of a lifetime! Do not miss an opportunity to own this amazing property in a desirable town with incredible views. Call today for your private showing and make your dreams come true.

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Categories: Sold Homes  

Posted by Kim D’Elia on 7/15/2020

This Single-Family in Southbridge, MA recently sold for $212,000. This Colonial style home was sold by Kim D’Elia - EXIT Real Estate Executives .

130 Lebanon St, Southbridge, MA 01550


Sale Price

MOTIVATED SELLER!!! There is no better place to call home. Come and fall in love with this recently remodeled 3 bedroom bath tucked away from the hustle and bustle of town! As you enter from the driveway you are welcomed into a large bright three season porch with multiple sliders letting in TONS of natural light! As you enter then house you step into the large open eat in kitchen complete with small island and granite countertops!!!! Through the kitchen is a spacious fireplaces living room perfect for relaxing after a long day!!!! The upstairs boasts three good size bedrooms, wall to wall carpeting and a full bathroom. The basement is offers an additional 300 square feet of finished living space and an another bathroom, it's the perfect man cave or teenager hangout!

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Categories: Sold Homes  

Posted by Kim D’Elia on 7/12/2020

Selling a home rarely proves to be a simple, straightforward process. However, if you plan ahead for the house selling journey, you may be better equipped than other sellers to identify and address potential hurdles.

Now, let's take a look at three tips to help you plan for the home selling journey.

1. Identify Your Home's Strengths and Weaknesses

No home is flawless. Fortunately, if you allocate time and resources to analyze your residence, you can identify your house's strengths and weaknesses. You then can take the necessary steps to transform assorted home weaknesses into strengths.

Oftentimes, it helps to hire a home inspector before you list a house. A home inspector will perform an in-depth evaluation of your residence and help you identify any underlying property issues. Next, you can use a home inspection report to prioritize property repairs.

2. Price Your House Competitively

What you originally paid for your house is unlikely to match your home's current value. But if you define a "competitive" price for your residence, you could boost the likelihood of enjoying a successful house selling experience.

The definition of a competitive home price varies based on the current state of the real estate market, a house's age and condition and other factors. If you gather lots of data about the housing sector in your city or town, you can see how your residence stacks up against the competition. Plus, you can use this information to establish a price range for houses that are comparable to your residence and price your home accordingly.

It generally helps to account for recent home improvements when you list your house, too. For instance, if you recently replaced your house's roof, this upgrade could help you differentiate your home from the competition. It also may help you get the best price for your residence.

3. Upgrade Your Home's Exterior and Interior

Enhancing your home's curb appeal is crucial. If your house boasts a stunning front lawn, pristine siding and other great exterior features, buyers may fall in love with your residence as soon as they see it.

In addition, don't forget to maintain a neat, tidy home interior. By cleaning each room of your house and eliminating home clutter, you can show buyers your residence's full potential.

For those who are unsure about how to accomplish their home selling goals, you may want to employ a real estate agent. This housing market professional will take the guesswork out of the home selling journey and do whatever it takes to help you succeed.

Usually, a real estate agent works with a home seller and teaches him or her about the housing market. A real estate agent then implements a home selling strategy. And if a seller has concerns at any point during the house selling journey, a real estate agent is happy to respond to them.

Streamline the home selling journey – use the aforementioned tips, and you could reap the benefits of a fast, profitable house selling experience.

Categories: Uncategorized  

Posted by Kim D’Elia on 7/5/2020

Applying for a mortgage can be a lengthy and difficult process. Lenders want to know that they are going to get a return on their investment.

To ensure that they’ll see that positive return they will take a number of things into consideration, such as your income, credit score, employment history, and financial capital.

First-time homeowners often struggle when it comes to these prerequisites since they have fewer years of numbers for lenders to consider. If you’re one of those people, don’t worry--you can still purchase a home.

First-time homeowner loans, which are guaranteed by the U.S. government, and a number of private loans enable people to borrow money for a home without paying a huge down payment or having a vast credit history.

One downfall of said loans is private mortgage insurance, or “PMI.”

In this article, we’re going to talk about what private mortgage insurance is, how to avoid it, and how to get rid of it. 

What is PMI?

If you make a down payment on a mortgage that is less than 20% of the loan amount, you will most likely have to pay private mortgage insurance.

PMI exists as a way for lenders to help guarantee they won’t lose money off of your loan. If you make a down payment of 20% or more, then lenders are typically satisfied that they won’t lose money from doing business with you.

PMI is not to be confused with home insurance, which protects you against damage and theft. Rather, it is an additional fee you’ll pay to your lender each month that is added to your mortgage payment.

PMI is calculated based on a few considerations. Lenders will take into account your down payment amount, the value of the mortgage, and your credit score.

In terms of costs, PMI typically costs between .5 and 1% of the total mortgage amount each year.

Avoiding PMI

Naturally, it’s best to avoid paying private mortgage insurance altogether. Private mortgage insurance has no future value for you and your family since it doesn’t count towards building equity and doesn’t protect you from any potential financial harm (your lender is the sole beneficiary of PMI).

Saving for a down payment can take time, and sometimes you’ll need to rent or cut costs while you save. However, if you do take on a loan with PMI, you can still cancel it at a later point.

Canceling your private mortgage insurance

The first thing you should know about canceling PMI is that it usually isn’t easy. You’ll need pay off at least 20% of the home, write a letter to your lender, and wait for an appraisal of the home. Once you’ve done this, you still have to wait while your lender considers your request. In all, this process could take months--months that you’re still required to pay PMI.

Once common way to get out of PMI is to refinance. If the value of your home has increased since the time of you taking on the loan, the new lender likely won’t require PMI. However, you’ll want to make sure that refinancing will get you a lower interest rate and cover the costs of refinancing. 

Categories: Uncategorized